One Million Dollars and a Gmail Account

Amy’s life insurance policy came in today, I wasn’t sure how much I could get, I basically told my advisor, as much as we can get for fifty dollars per month. She got an excellent health rating, preferred select, allowing us to get a lot for the money.

Life insurance is pretty complicated, while a million dollars sounds like a lot of money, it really isn’t. While some of the money would go to pay off debts and get the kids off to college, the rest is meant to be an income generator through investments. So, even the full million would only produce about $37,000 per year in income. We calculated that day care alone would run me over $3,000 a month if something were to happen to Amy once we had all five kids. Our financial guy actually recommended about 1.5 million, that is when I told him to get me as much as we could get for under $50 per month.

I am now cool in geek circles, or, at least I would have been six months ago. I have a Gmail account. I had three invitations in my inbox that expired, I finally went to set one up and I couldn’t, so my sister sent me another. Since I’m not really going to use that account and I don’t care how much spam it gets, the address is: cryptojoe@gmail.com.