Personal Finance – Under Funded Roth IRA

I should be putting away $333 per month in my Roth IRA. Of course, I’m not even close with my measly $100 per month. I’m 27 years old and I have only managed to save about $5000 for retirement. My financial advisor made a point to remind me that my wife and I can put away $8000/year between us. I need to get a job with a good 401k match. At one point, I was working for a company that matched 401k dollar for dollar up to six percent of your pay. I didn’t work for them long enough to take advantage of that match though. That’s too bad; it would have been a great way to save for retirement. Oh well, opportunity missed. I should probably work out a budget that will permit me to contribute more all around to savings.